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Originally Posted by mwillman
What is your solution.
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For social security, I believe I would promote a "required" system where individuals / employers would have to fund private accounts. An annuity type fund would be preferable from my standpoint as it would provide both death and retirement benefits. Not perfect....but a step in the right direction since it would be private.
I don't have a problem with the employer requirement as abstract constructs have no "rights." It would be considered a cost of doing business. It would be considered a portion of your wages. As an employer, I'd rather do this than pay Uncle Sam to drop bombs on kids in foreign countries. This would in one fell swoop remove the government’s ability to raid the funds and engage in hostile endeavors.
Quote:
Originally Posted by mwillman
Just chuck it all and let those with the most get what they want and everyone else be dammed?
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So....you believe that it is OK to violate the constitution just because you agree with the agenda? Do you believe it to be just a piece of paper?
Disregarding the inequities and failures of the current corrupt system will not solve any of the problems. The system as it is now is non-repairable from my standpoint. In a few more years, when Doctors have to "bid" to provide services, where the elderly are getting their care from the lowest bidder and receiving substandard care......will that be enough for you?
There is a major problem with this paradigm. If someone cannot make a living performing a given task, they will not provide the service and younger generations will no longer study the craft. It will die. Or all of our doctors in 30 years will be from foreign nations working for foreign corporations with no-bid contracts. That is EXACTLY where it is heading now.
We all talk about unemployed workers. Yet, we also refuse to realize that the system we have (where large corporations provide insurance) is the root cause of this problem.
Have you ever tried to buy insurance for yourself? Good luck.....you probably won't be well received. Insurance companies don't want to talk to you unless you can bring them a large contract. I found it quite difficult to provide this benefit to my crew. Since we don't have 25+ employees, they (the agents) simply would prefer to go elsewhere.
Removing the "consumer" environment and the competition inherent in a given market to promote "bulk buying" has only raised the costs quite dramatically for both the individual and small business owners. This escalation will only continue with time.
I think from my perspective, removing the barriers to which insurance companies can provide coverage ( be that fee for service or HMO / PPO ),
price fixing and egregious documentation requirements on the part of the providers would be a step in the right direction.
Let the consumer shop for their coverage as opposed to forcing them to go with BCBS of SC, CIGNA or one of the other "fiscal intermediaries" who then play fast and loose with "medical necessity."
I especially love it when the these intermediaries pay below wholesale cost for supplies.....which of course means that it isn't a covered benefit after all.