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  #11 (permalink)  
Old 05-28-2008, 12:23 AM
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What is your solution.

Just chuck it all and let those with the most get what they want and everyone else be dammed?
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  #12 (permalink)  
Old 05-28-2008, 01:15 AM
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Originally Posted by mwillman View Post
What is your solution.
For social security, I believe I would promote a "required" system where individuals / employers would have to fund private accounts. An annuity type fund would be preferable from my standpoint as it would provide both death and retirement benefits. Not perfect....but a step in the right direction since it would be private.

I don't have a problem with the employer requirement as abstract constructs have no "rights." It would be considered a cost of doing business. It would be considered a portion of your wages. As an employer, I'd rather do this than pay Uncle Sam to drop bombs on kids in foreign countries. This would in one fell swoop remove the government’s ability to raid the funds and engage in hostile endeavors.

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Just chuck it all and let those with the most get what they want and everyone else be dammed?
So....you believe that it is OK to violate the constitution just because you agree with the agenda? Do you believe it to be just a piece of paper?

Disregarding the inequities and failures of the current corrupt system will not solve any of the problems. The system as it is now is non-repairable from my standpoint. In a few more years, when Doctors have to "bid" to provide services, where the elderly are getting their care from the lowest bidder and receiving substandard care......will that be enough for you?

There is a major problem with this paradigm. If someone cannot make a living performing a given task, they will not provide the service and younger generations will no longer study the craft. It will die. Or all of our doctors in 30 years will be from foreign nations working for foreign corporations with no-bid contracts. That is EXACTLY where it is heading now.

We all talk about unemployed workers. Yet, we also refuse to realize that the system we have (where large corporations provide insurance) is the root cause of this problem.

Have you ever tried to buy insurance for yourself? Good luck.....you probably won't be well received. Insurance companies don't want to talk to you unless you can bring them a large contract. I found it quite difficult to provide this benefit to my crew. Since we don't have 25+ employees, they (the agents) simply would prefer to go elsewhere.

Removing the "consumer" environment and the competition inherent in a given market to promote "bulk buying" has only raised the costs quite dramatically for both the individual and small business owners. This escalation will only continue with time.

I think from my perspective, removing the barriers to which insurance companies can provide coverage ( be that fee for service or HMO / PPO ), price fixing and egregious documentation requirements on the part of the providers would be a step in the right direction.

Let the consumer shop for their coverage as opposed to forcing them to go with BCBS of SC, CIGNA or one of the other "fiscal intermediaries" who then play fast and loose with "medical necessity."

I especially love it when the these intermediaries pay below wholesale cost for supplies.....which of course means that it isn't a covered benefit after all.
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Old 05-28-2008, 01:52 AM
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So you think that by completely reworking the system.

Removing all boundaries from moneyed interests and removing all protections from the less fortunate that will some how make this a better nation?

You have a lot of conjecture and theory but it sounds like a pipe dream to me. If you had some evidence that your desired system was more then a pipe dream I would like to hear it.
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Old 05-28-2008, 02:00 AM
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I will say that some of what you say has some resonance.

I am not a fan of walmart but you don't give giant corporations less regulation and expect them to do the right thing. OR do you want to get ride of all corporations, You know up until the civil war they weren't allowed to exists for more then 40 years.

I am for the decorporatization of this nation but I don't see how you can do that by removing the government.
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Old 05-28-2008, 02:21 AM
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Originally Posted by mwillman View Post
So you think that by completely reworking the system.

Removing all boundaries from moneyed interests and removing all protections from the less fortunate that will some how make this a better nation?
How is having required yet privatized removing "protections" which currently don't exist? Or, do you prefer that our elderly live on 1K a month prior to their taxes? Yes...they too pay taxes.

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You have a lot of conjecture and theory but it sounds like a pipe dream to me. If you had some evidence that your desired system was more then a pipe dream I would like to hear it.
How could I have evidence when it has never been tried? The welfare state was well entrenched prior to such strategies being deployed. I am sure you would have to have a "demonstration project" unlike what they did with the current system. That is, if your talking about SS which I am assuming.

If we are talking about that, then I can get quite specific. If we are talking about Medicare / Medicaid....it is a different animal. They don't function at all the same.

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I am not a fan of walmart but you don't give giant corporations less regulation and expect them to do the right thing. OR do you want to get ride of all corporations, You know up until the civil war they weren't allowed to exists for more then 40 years.
No...corporations will never do the right thing.
Their "function" is to maximize profits for their stock holders.
You could start off with ending "corporate personnage."
Again, only a step in the right direction.
What would be "the right thing" for wally world to do?

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I am for the decorporatization of this nation but I don't see how you can do that by removing the government.
I am not an anarchist, I am a constitutionalist. Big difference.
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Old 05-28-2008, 03:51 AM
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The only example I believe you'll find "historically" is during the industrial revolution and the situation was not exclusive to the US. Again, the monopolistic and unethical practices were facilitated and protected by the very government that now "regulates" them. Had government allowed competition, then you would have seen an increase of the labor and living standard.

Safety net? What safety net? There is no such thing. Social Security provides nothing...certainly not above "poverty level"...Of course the government claims the "poverty level" to be around 10K per year. Funny....I remember when I was in college it was 8K. I guess there hasn't been much inflation since the early 80's right? Pleeeeeeease.

I service retirees. All of my patients are either below or on the edge of the "poverty line." Less than 10% can afford to pay their deductible and co-pays.

Social Security, Medicare and Medicaid are all failures. The rate of return for Social Security is a joke and Medicare / Medicaid is simply corporate welfare for the insurance industry. If you would care for a first hand glimpse, I'll gladly let you ride with one of our drivers for a day. After seeing the misery with your own eyes, then you can tell me what a wonderful thing this "safety net" is.
Social Security was never meant to be a primary source of income for the elderly. The antique phrase was "private pension accounts." I fear the next generation of laborers will lose knowledge about loyalty from a company. The dwindling of returns has nothing to do with a flaw in the system, only with spending. Politicians should not be allowed to reach into our public savings account.
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Last edited by GeneCosta : 05-28-2008 at 03:54 AM.
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  #17 (permalink)  
Old 05-28-2008, 04:11 AM
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Originally Posted by GeneCosta View Post
Social Security was never meant to be a primary source of income for the elderly. The antique phrase was "private pension accounts." I fear the next generation of laborers will lose knowledge about loyalty from a company. The dwindling of returns has nothing to do with a flaw in the system, only with spending. Politicians should not be allowed to reach into our public savings account.
And the only way to prevent that is to take it out of their hands. History has proven that.
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The law perverted! And the police powers of the state perverted along with it! The law, I say, not only turned from its proper purpose but made to follow an entirely contrary purpose! The law become the weapon of every kind of greed! Instead of checking crime, the law itself guilty of the evils it is supposed to punish! - Frederick Bastiat
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  #18 (permalink)  
Old 05-28-2008, 09:55 AM
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What I was describing is what happened the last time libertarian ideas were tried.

Its called the 19th century and it was not a good time for those not born into or sold out to money.
The 19th Century was not libertarian. Closer than now, to be sure, but not libertarian. And the "Robber Barons" and "Trusts" are really a myth because every single one of them were increasing supply and quality while constantly lowering prices. Most were taken down because other rent-seeking businesses used the jackboot of government to remove their competition when they couldn't compete on the open market.

- R
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Old 05-28-2008, 04:00 PM
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The 19th Century was not libertarian. Closer than now, to be sure, but not libertarian. And the "Robber Barons" and "Trusts" are really a myth because every single one of them were increasing supply and quality while constantly lowering prices. Most were taken down because other rent-seeking businesses used the jackboot of government to remove their competition when they couldn't compete on the open market.

- R
[...] While living standards deteriorated for the working class. Social reforms allocated towards sanity, health, regulation, and education were quite beneficial to the average Joe. Victorian literature reflects on how far this "progress" extended.
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Old 05-28-2008, 05:55 PM
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[...] While living standards deteriorated for the working class.
If people were getting better products for less money, their living standards were, by definition, getting better, not worse. (Many people mistakenly look at the 19th Century through the lens of the 20th, when to see the huge progress, one must see it through the lens of the 18th.)

- R
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