homophobia is a term coined by legitimate accredited mental health professionals.

It's not a matter of how it's "applied" - it's a matter of it being a medical term with a defined parameter of meaning.

Perhaps you should petition the mental health professional community to change the word if it offends you so deeply.

I'm sure they'd be highly interested in your scholarly take on the word that has been accepted and used for quite some time now.

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"No man is happy without a delusion of some kind. Delusions are as necessary to our happiness as realities."

...Christian Nestell Bovee